Learn About the Most Common Workplace Injuries
If you get hurt at work, you may not think that your particular injury will qualify for workers compensation, but the truth is that many injuries are. It can help to learn more about some of the most common workplace injuries and compare your situation to them.
Some of the most commonly occurring workplace injuries include:
- Overexertion: Perhaps the most common workplace injuries, these involve pushing, pulling, lifting, carrying, throwing, or holding.
- Slips and falls: When a worker slips and falls on uneven ground or slippery ground.
- Struck against an object: Injuries that involve walls, windows, doors, etc.
- Caught in/compressed by: These injuries typically involve heavy machinery or take place in factories.
- Fall to a lower level: Falling down stairs or off a ladder, or off of a roof.
- Traffic incidents: Injuries that are sustained while using, driving, or acting as a passenger in a company vehicle.
- Repetitive motion: These injuries occur after making the same movements over and over again over a long period of time.
- Workplace assault: When one or more employees is assaulted at the workplace.
- Struck by an object: When a worker gets injured from a falling or dropped object.
What You Should Know About Workers’ Compensation Cases
When you’re dealing with a workers’ compensation case, you’ll want to learn about several different things. For instance, you’ll want to know what the statute of limitations is for your injury, as well as what type of compensation to fight for. Types of compensation can include permanent injury, lost wages, or medical reimbursement, to name a few. If you are unsure of what you should do, hiring a work injury attorney can be extremely helpful.
How to File Your Claim
Filing a workers’ compensation claim can be complicated, but with quality legal help, it doesn’t have to be so frustrating.
First, you will need to report the incident to your employer. Do this as soon as you can, and if you seek medical care, be sure to let the staff know your injury is work-related, as your employer may require certain forms to be filled out or for you to seek care with specific doctors or facilities.
Next, the insurance carrier will open a benefits claim after receiving reports from you or your employer. The claim will be reviewed, and it will be determined whether or not the claim is compensable. If so, the insurance carrier will discuss with the injured person as well as the employer what the rate of pay should be or what the benefits paid should amount to while the person is recovering. If the claim is denied, however, the injured person will have an opportunity to appeal the decision.